Recovery of business debts

An overdue debt calls for more than repeated payment requests. It requires understanding how the transaction was documented, what the evidence supports and which recovery options are realistic.

At Bernal Aquino, we represent businesses and creditors in commercial debt collection. Based in Mexico City, we review contracts, promissory notes, invoices, security arrangements and evidence of performance to develop a strategy that considers both enforceability and the impact on the business.

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Our approach to the matter

We examine how the debt arose, due dates, payments received and the available documentation. We identify the liable parties, agreed security and issues that require evidence before bringing a claim.

Documents for the initial review

  • Contracts, settlement agreements, promissory notes and security documents.
  • Invoices and evidence of delivery of goods or provision of services.
  • An account statement showing due dates, payments and the balance claimed.
  • Correspondence about the debt and previous payment arrangements.

The initial review establishes what is documented, what remains to be proved and which steps make sense for recovering the debt. The scope of work and fees depend on the circumstances of the matter.

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